Different types of property ownership in South Africa

Are you looking to purchase your first home in South Africa? Congratulations! This is a significant step towards accumulating wealth and securing your financial future. However, before you enter the property market, you must first understand the various types of property ownership available to you.

There are several ways to own property in South Africa, each with its own set of advantages and disadvantages. Let’s dig deeper into these ownership structures and what they mean for you as a first-time buyer.

Full-title ownership

In South Africa, full title ownership is the most common type of property ownership. When you own a home outright, you have complete control over the land and any structures on it. If you want complete control and flexibility over your property, this type of ownership is ideal. You can do whatever you want with it, including renovating, expanding, and subdividing.

However, there are some disadvantages to owning a freehold property. For one thing, it is typically the most expensive type of ownership, and it entails significant responsibilities, such as property maintenance and payment for any repairs or renovations. Furthermore, before making any significant changes to the property, you may need to obtain permits and permissions.

Sectional Title ownership

Sectional title ownership is becoming more popular, particularly among those looking to purchase a flat or townhouse. You own a unit within a complex or development, as well as a share of the common property, which includes gardens, a swimming pool, and communal areas.

One of the primary advantages of sectional title ownership is that the costs of maintaining and repairing the common property are shared with the other owners in the complex. As a result, it is a more affordable option for those on a limited budget. It’s also easier to lock up and go, making it ideal for those who travel frequently or lead a busy lifestyle.

However, there are some disadvantages to owning a sectional title. For one thing, your unit’s capabilities are limited. Before making any changes to your unit, you may need to obtain permission from the Body Corporate. You may also be required to pay levies and other fees to the Body Corporate, which may increase over time. All sectional title schemes also have a set of conduct rules residents must abide by.

Long-Term Rental

Leasehold ownership is the right to use a property for a set period of time, usually 99 years. You don’t actually own the land, but you have the right to occupy and use it as if you did. This type of ownership is commonly used for commercial and industrial properties, but it is also becoming more popular for residential properties.

The main advantage of leasehold ownership is that it is frequently less expensive than freehold ownership. A property can be purchased for a fraction of the price, making it an appealing option for first-time buyers who cannot afford a freehold property. Furthermore, you are not responsible for property maintenance, as this is usually handled by the landlord.

However, there are some disadvantages to leasing. For one thing, you don’t own the land, so you don’t have complete control over it. You’ll also have to pay rent to the landlord for the right to use the property, which can rise over time. Before making any significant changes to the property, you may also need to obtain permission from the landlord.


As you can see, there are various types of property ownership available in South Africa, each with its own set of advantages and disadvantages. Whether you choose full title ownership, sectional title ownership, or leasehold ownership, you must first understand what you’re getting into.

Working with a professional property sales agent is one of the best ways to ensure you make the right decision. A professional property sales agent can assist you in navigating the property market, understanding the various ownership types, and locating the ideal property.

Visit our website to learn more about how we can assist you in purchasing your dream property right now. Don’t put it off any longer; contact Fitzanne Estates and our team of professional property sales agents today and let us help you secure the best property investment.

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Media contact: Cathlen Fourie, +27 82 222 9198, marketing@fitzanne.co.za  https://www.fitzanne.co.za/

More about Fitzanne Estates

Fitzanne Estates (Pty) Ltd is a Property Management Company that can sufficiently administer your property investment to the benefit of the Landlord, the Body Corporate, and the NPC – Non-Profit Company. Services include Letting, Sectional Title Management, Full Title Management (NPC – Non-Profit Company) and Sales.

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